Powering Corporate Cash Flow with Precision Finance
MBFACTA SPA specialises in structured trade finance solutions including reverse factoring, invoice advances, and supply chain finance. We help corporates unlock liquidity trapped in receivables and payables cycles. Our disciplined approach to commercial debt financing ensures your business maintains a healthy, predictable cash position.
Core Finance Solutions
Reverse Factoring
MBFACTA SPA works directly with buyers to allow their suppliers to receive early payment on approved invoices. This reduces supplier financial strain without affecting the buyer's payment terms. The result is a healthier, more resilient supply chain for all parties involved.
Supply Chain Finance
Our supply chain finance programmes are structured to optimise working capital across the entire procurement cycle. We analyse your trade flows and design bespoke financing arrangements that align with your operational calendar. Businesses gain predictability and control over their liquidity without increasing debt on the balance sheet.
Invoice Advances
MBFACTA SPA provides immediate liquidity by advancing funds against outstanding invoices before their due date. This eliminates the waiting period between invoice issuance and payment receipt, keeping operations running smoothly. Advances are structured to match the specific credit terms agreed between buyers and sellers.
Trade Receivables Management
We offer comprehensive management of trade receivables, covering monitoring, reporting, and collections support. Our team ensures that your receivables portfolio remains transparent, well-documented, and optimally structured. Proper receivables management reduces DSO and improves the overall quality of your working capital.
Factoring Structures
Factoring Pro Soluto
Under the pro soluto structure, MBFACTA SPA assumes the credit risk of the debtor upon assignment of the receivable. This means that if the buyer defaults, the financial exposure remains with us rather than your business. This structure is particularly valuable when selling to new or geographically distant counterparties.
Factoring Pro Solvendo
In the pro solvendo arrangement, the originating company retains credit risk while still benefiting from immediate liquidity on assigned invoices. This structure is typically used when sellers have strong knowledge of their buyers and prefer a lower-cost financing option. MBFACTA SPA manages the operational and administrative aspects throughout the receivable lifecycle.
Corporate Cash Flow Financing
Beyond traditional factoring, MBFACTA SPA structures bespoke corporate cash flow financing solutions tailored to medium and large enterprises. We analyse cash conversion cycles and design instruments that bridge timing mismatches between payables and receivables. Our financing tools are designed to integrate seamlessly with existing treasury management frameworks.
Commercial Debt Financing
MBFACTA SPA facilitates access to commercial debt financing backed by trade assets and contractual receivables. We work with corporates to structure credit facilities that are secured against verifiable trade flows, reducing borrowing costs and improving credit terms. This approach turns your trade book into a reliable source of structured funding.
Why Choose MBFACTA SPA
Structured Expertise
Our team brings deep expertise in trade finance structuring across multiple jurisdictions and industry sectors. Every solution is tailored to the specific legal, operational, and financial context of the client. We do not apply template solutions — precision and relevance are central to our methodology.
Operational Transparency
Clients of MBFACTA SPA have access to detailed reporting and real-time visibility into their receivables and payables positions. We maintain rigorous documentation standards to support audit readiness and regulatory compliance. Transparency is not an option but a foundation of how we operate.
Responsive Client Service
Every client is assigned a dedicated relationship manager who understands their business model and financing objectives. Our team is reachable across time zones to address queries, process approvals, and handle documentation efficiently. Speed and reliability define our service commitment to every client.